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The Peneu Blog

Payments, compliance, and merchant onboarding — explained by the team building India's payment infrastructure.

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Cover illustration for an explainer on cross-border payment corridors

Going Cross-Border: What a Payment Corridor Means for Merchants

A payment corridor is the set of banks, systems and rules that move money between two countries. Using India and Nepal as an example of closely linked economies, what corridors are and what merchants should ask about one.

25 June 2026 · 6 min read

Cover illustration explaining the Bharat Bill Payment System

FinTech 101

BBPS Explained: What Bharat Bill Payment System Means for Your Business

The Bharat Bill Payment System connects billers with the apps, banks and agents customers pay through. What it means if you're a biller, a business that lets customers pay bills, or one that pays its own bills.

18 June 2026 · 7 min read

Cover illustration explaining payment routing across providers

Platform

Smart Routing 101: How Payment Routing Decisions Work

When a business uses more than one payment provider, something has to decide where each payment goes. How routing rules work, what signals they use, where they go wrong, and how to measure whether routing helps.

4 June 2026 · 7 min read

Payments

UPI vs. Cards: What Should Merchants Prioritise?

UPI and cards solve different problems for Indian merchants. How they compare on authentication, recurring payments, disputes, customers abroad and cost, and how to decide what to offer first.

12 May 2026 · 7 min read

Cover illustration for a checklist on choosing a payment gateway

Guides

A Founder's Checklist for Choosing a Payment Gateway

Methods, money flow, reliability, integration, reporting, support and cost: the questions to ask any payment gateway or aggregator before you sign, and how to compare the answers.

3 April 2026 · 8 min read

Cover illustration for an explainer on RBI's payment aggregator regulations

Compliance

RBI's Payment Aggregator Regulations, Explained for Merchants

RBI's Master Direction on payment aggregators (15 September 2025) sets how the businesses that collect and settle your money must work. Here's what it means for merchants, in plain language.

18 March 2026 · 8 min read

Cover illustration explaining technology service providers in payments

FinTech 101

What Is a Technology Service Provider (TSP), and Why Does It Matter?

Behind many payments sits a technology service provider: a company that builds or runs systems for banks, aggregators or merchants without holding the money. What TSPs do, how they're overseen, and what to ask one.

9 February 2026 · 6 min read

Cover illustration for a merchant onboarding checklist

Guides

The Merchant Onboarding Checklist

A printable checklist for getting approved by a payment provider quickly: documents by business type, website pages reviewers look for, bank account checks, and what to have ready before go-live.

22 January 2026 · 7 min read

Showing 19–26 of 26 articles

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