Company · partners
Partners are named here when they're real
A payment orchestration platform is only as useful as the providers behind it and the platforms around it. This page explains those partnerships, and lists named connections only once they're live and verified.
Three kinds of partnership
Banks and payment providers
The regulated entities that actually move money: acquiring and settlement banks, payment aggregators and gateways, payout and cross-border providers. An orchestration layer connects businesses to them through one integration.
What we'd discuss
Which merchants and flows the connection covers; how merchant checks and fund flows are handled.
Software platforms
Marketplaces, SaaS and vertical software that want payments inside their own product for their users.
What we'd discuss
Who the platform's users are, which payment flows they need, and which regulated entity sits underneath.
Implementation partners
Agencies, developers and consultants who build payment integrations and checkouts for their clients.
What we'd discuss
The kinds of clients you serve and the integrations you build.
Connected infrastructure
These are the categories of infrastructure an orchestration layer connects. A bank or provider is named under a category only when the connection is live and there's a record to prove it.
Banks
Acquiring and sponsor banks for cards and UPI, and the accounts that settlements land in.
Card acquiringUPI acquiringSettlement accounts
No named connections listed yet.
Payment providers
Gateways and payment aggregators that give broad method coverage at checkout.
CardsUPINetbankingWallets
No named connections listed yet.
Global providers
Cross-border providers that accept international cards and currencies and settle in India.
International cardsMulti-currencyINR settlement
No named connections listed yet.
Payout infrastructure
Banks and rails for outbound payments to vendors, sellers, employees and customers.
IMPSNEFT / RTGSUPI payouts
No named connections listed yet.
For banks and payment providers
A provider connected behind an orchestration layer keeps its own obligations: merchant due diligence, fund flows, compliance with its regulator. The layer changes how merchants reach it, not what it's responsible for.
The questions that matter in these conversations are practical ones: which merchant categories and flows the connection covers, how merchant checks are shared or repeated, how settlement and reporting reach the merchant, and how incidents are handled across both sides.
| Area | Question |
|---|---|
| Scope | Which merchant categories, methods and flows? |
| Merchant checks | Who performs which checks, and how are results shared? |
| Funds | Which accounts do merchant funds flow through? |
| Reporting | How do settlement and transaction data reach the merchant? |
| Incidents | Who tells whom, and how fast? |
For platforms and implementation partners
Platforms that want payments inside their own product, and agencies that build checkouts for clients, both need the same things: a clear integration, a clear split of responsibilities, and someone to call when a client's payments go wrong.
Before embedding payments, read the banking-as-a-service guideon who holds money and who's responsible for what.
Your users
Who they are and how they get paid today.
The flows
Collections, payouts, subscriptions, verification.
Responsibilities
Onboarding, support, disputes: who does which.
Commercials
How pricing to your users works.
Partnership questions
Which banks and payment providers does Peneu work with?
Named connections appear on this page only once they're live and verified. Until then, the categories are shown without names. Which providers can be connected for your business is confirmed during onboarding.
Is every RBI-authorised provider a Peneu partner?
No. Being authorised by RBI or certified by NPCI doesn't make an entity a Peneu partner. Only connections that are live and verified are listed.
Can a software platform embed Peneu?
Platforms that want to offer payments to their own users can talk to Peneu about it. How that would work, with which regulated partners, is set out during onboarding; the banking-as-a-service guide explains the responsibilities involved.
How do I propose a partnership?
Banks, PSPs, TSPs, NBFCs and other providers can use the partner enquiry on the Partner with Peneu page. Tell us what you do, who your customers are and what you'd like to build together.